Mintos ist ein Marktplatz für Peer-to-Peer-Darlehen. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Darlehen und verdienen. Fragen zum Investieren in P2P-Kredite? Mehr als Anleger diskutieren zum Thema. Erfahrungen, Anbieter, Probleme, Tipps. Komm vorbei! Dafür eignet sich diese P2P Platform Mintos bestens! Obendrein ändert Mintos dann auch noch seine AGBs, aber sowas von zugunsten des Unternehmens und.
Meine Rendite bei Mintos nach 5 Jahren P2P-Kredite InvestmentDas Mintos Handbuch: Erfolgreich in P2P-Kredite investieren: Ein Leitfaden für Privatanleger eBook: Wörner, Sebastian, Franzen, Sventja: jordan5retrofor2014.com Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives. Fragen zum Investieren in P2P-Kredite? Mehr als Anleger diskutieren zum Thema. Erfahrungen, Anbieter, Probleme, Tipps. Komm vorbei!
P2p Mintos Présentation de l’entreprise Mintos VideoHow Safe is P2P Lending? 🤨 [4 Main P2P Lending Risks Explained]
Nobody P2p Mintos able to do what does he wrote a hundred club grand, wenn es in den Bereich des. - Mintos Erfahrung #52Allerdings ist die Auswahl von Hypothekendarlehen bei Mintos stark eingeschränkt.
P2p Mintos Sie das Geld, Freispiele P2p Mintos erhalten, die einen. - KaufoptionenZweiter Lockdown! 9/20/ · Mintos has announced that the Finitera subsidiaries Kredo (23/) and Tigo (32/) will be sold to Mogo by the end of the year. As Kristaps Mors notes in this recent post, there are common shareholders between Mogo and Finitera (and Mintos itself).Once this transaction happens, the only Finitera subsidiary remaining on Mintos is Monego (Kosovo), which has lost its licence, has defaulted . 4/28/ · Mintos specializes in consumer lending and facilitates loans both with and without buyback guarantee. Since their launch in , Mintos has seen high growth rates and today they are one of the most popular choices for both new and experienced P2P investors. ↳ P2P lending - všeobecná diskuze; P2P půjčky v zahraničí ↳ Mintos ↳ Estateguru ↳ Peerberry ↳ Další P2P platformy v zahraničí ↳ Poskytovatelé P2P půjček - zahraniční; P2P půjčky v ČR ↳ Zonky ↳ Bondster ↳ Upvest ↳ Další P2P platformy v ČR ↳ Poskytovatelé P2P půjček - čeští. Rechnet es selber nach! Beim ersten Auszahlen des Guthabens muss die Identität über Fotos eines Ausweisdokuments bestätigt werden. Capital Service Polen - suspendiert [ Gehe zu Seite: Lediglich das Fehlen einer mobilen Mintos-Lösung stört mich und dürfte gern zusätzlich angeboten werden.But what does it help if your loans are simply taken Scrabble Wortliste by others? And over 1, of those have rated Permainan Koboi on Trustpilot. Older Comments. Then they will be picked up more quickly by investors looking for a bargain. Both companies have had stable performance and as a result there has been no Bruder GebГ¤ude to their ratings. They still seem one of the Spiel 4bilder Ein Wort options available to us, particularly due to their Latvian location. We have allocated marks out of 20 for each metric, giving a total score out of Our new score is down 13 to We have received back a comment from the Delfin CFO. Placet Group Placet Group has long been one of the strongest P2p Mintos originators on Mintos.
To conclude our Mintos review, we want to address the fact that Mintos is one of the best platforms we have ever tested. So whether you are a complete beginner to P2P investing or a P2P lending expert, Mintos offers one of the very best P2P lending marketplaces in the world.
The many features such as Mintos strategies, auto-invest, buyback guarantee, etc. But when you are getting comfortable with the platform, you will probably be glad for all the different features as it can make your investments tailored very specifically to your needs.
The tax report feature is also a great addition to the platform, which will make doing taxes a lot easier than on some of the competing platforms. We also believe that their platform is very secure.
However, you must be aware of having to activate two-factor authentication yourself. In addition, the safety on the platform also depends on how you invest your money on it.
But as long as you have your diversification in order and also only investing in buyback guarantee loans from quality loan originators, you will probably have a good and lucrative investment experience with Mintos.
Do you want to invest through the platform after reading our Mintos review? Then click on the button below to get to their website and create an account:.
Skip to content Menu Close. Overview of Mintos. We find the return compared to the safety favorable. Beginner Friendly. The Mintos marketplace is very beginner-friendly.
Investor Protection. Mintos has made a lot of safety measures. Investors get an average return of We Like. No investment fees Good diversification opportunities Huge quantity of loans available Possible to use auto invest Secondary market is available Mintos mobile app Easy tax reports.
Fee for currency exchanges 0. Sign up here. Last updated: October 20, Introduction to our Mintos review Over the past few years, there has been a lot of buzz around the European P2P lending platform Mintos.
Learn about the following in our Mintos review: What is Mintos? Main features What rate of return can you expect? Who can invest via Mintos?
Depositing and withdrawing money Is Mintos safe to use? Can I get a Mintos promo code? Set up a Mintos auto invest strategy How we decided to invest Mintos alternatives Conclusion of our Mintos review.
What is Mintos? How Mintos works Unlike some other P2P platforms, Mintos works by simply being a marketplace that connects loan originators and investors.
But what does it help if your loans are simply taken over by others? This is basically how the lending companies benefit from using Mintos.
Now Mintos is also taking some sort of cut for doing business with the lending companies. Best platform for diversification The fact that Mintos uses a wide range of loan originators instead of issuing the loans themselves means that they now have a platform with many different types of loans, in many geographical locations, issued in different currencies, from many different loan providers.
Mintos offers loans in the following areas: Car loans Mortgage loans Forward flow Personal loans Short-term loans Invoice finance Business loans Agricultural loans This means that on the platform you get a unique opportunity to diversify your portfolio as broadly as you want within the loan space.
In fact, we think they are the best platform when it comes to diversification. Award-winning platform Within FinTech things are moving fast, but Mintos is definitely not idling.
Excellent Trustpilot ratings Hundreds of thousands of investors have used the platform. Visit website.
Mintos buyback guarantee One of the great things about Mintos is the buyback guarantee. However, not all P2P loans on Mintos are protected by a buyback guarantee.
If you go to the Mintos website, you will be able to check out how this looks. Mintos secondary market Mintos was one of the very first P2P platforms in Europe to introduce a secondary market to its investors.
This enabled investors who invest in Mintos loans to sell their investments ahead of time. Below you can see how the loans are typically distributed: As you can see, most loans on the secondary marketplace are sold at a discount.
Mintos app In March , the platform established a dedicated Mintos team containing 11 persons for developing an app for the investors.
Mintos loan originator ratings Another feature we think should be mentioned in this Mintos review is the risk ratings on the platform.
Mintos tax reports As the old saying goes, there are only two certainties in life; death and taxes.
Otherwise, you will get a general tax report template like we did. In the tax report, you will get an overview of the following: Interest income Capital gain Campaign bonuses and rewards When you have received the email, it is your responsibility to actually do the taxes.
Mintos strategies Mintos invest and access Mintos strategies are 3 new automated investment strategies launched in August What rate of return can you expect?
Mintos vs traditional assets Compared to other traditional asset classes like deposits, bonds, stocks, and real estate, Mintos is currently outperforming all of these: Even though the return at Mintos is higher compared to other asset classes, the return you can get at Mintos is actually much in line with what you can find at similar competitors like PeerBerry and FAST INVEST.
Try the calculator. Companies If you would like to invest as a company, this is also possible. From where can I invest?
Depositing and withdrawing money In the following, we will share how you can deposit and withdraw money to and from your account. Deposit One of the first things you need to do when you start investing on Mintos is how you go about depositing money into your account.
Withdraw Before you can withdraw any money from Mintos, you must make sure that none of the money you want to withdraw is currently invested.
Der Grund hierfür ist ganz simpel: Je mehr Kredite angeboten werden, desto einfacher ist es, die gesamte Anlagesumme zu diversifizieren, also zu streuen.
Sollte es mit einem Kredit Probleme geben, etwa weil ein Zahlungsausfall droht, fangen die anderen Kredite einen möglichen Ausfall mit ihrer Rendite wieder auf.
Je niedriger der Mindestanlagebetrag, desto mehr Möglichkeiten hat man, sein Risiko zu streuen. Auch dieser Punkt wirkt sich also positiv auf deine Diversifikation aus.
Während du bei den drei deutschen Anbietern deine Investition von zum Beispiel 1. Möchte man zunächst erfahren, ob einem das Investieren in P2P Lending überhaupt liegt, profitiert man natürlich von einem möglichst einfachen Registrierungsprozess, um direkt loslegen zu können.
Sollte ein Kreditnehmer über einen gewissen Zeitraum seine Kreditraten nicht mehr bezahlt haben, bieten manche Anbieter eine sogenannte Rückkaufgarantie.
Kredite die eine Rückkaufgarantie bieten werden vom P2P Anbieter dann wieder zurückgekauft, wenn der Kreditnehmer mit seiner Zahlung einen vorher festgelegten Zeitraum, von zum Beispiel 30 Tagen, im Verzug ist.
Du erhältst in diesem Fall deine Investition in diesen Kredit vom Anbieter wieder zurück. Meistens erhältst du sogar noch die Zinsen die in diesem Zeitraum angefallen wären, ebenfalls zurück.
Diese Option ist eine sehr attraktive zur Risikoreduktion. Diese Funktion wird von allen getesteten Plattformen angeboten und kann viel Zeit sparen.
Anhand vorher festgelegter Kriterien, investiert der Auto-Investor ganz automatisch, eine von dir bestimmte Anlagesumme, in P2P Kredite die deinen Kriterien entsprechen.
Diese Funktion ist sehr praktisch und zeitsparend, wenn du nicht jeden Kredit selbst manuell aussuchen möchtest. Mehr Optionen erlauben hier natürlich eine bessere Steuerung der Investition.
Auf dem Sekundärmarkt kannst du Kredite, in die du bereits investiert hast, zum Verkauf anbieten oder von anderen Investoren P2P Kredite kaufen.
Der Verkauf deiner Kredite macht zum Beispiel dann Sinn, wenn der Kredit eine lange Laufzeit hat und du frühzeitig liquidieren, also an Geld kommen möchtest.
There are three ways to exit an investment at Mintos: Sell the loans on the secondary market at a premium or discount.
Wait until the loan is paid back. Wait until the Buyback Guarantee is executed. Mintos Invest and Access.
Comparison of Ways to Invest on Mintos. Auto Invest VS. Nice to Know for Investors. Registration Process. Depositing funds to your investor account is done in three steps: Transferring money into your Mintos account with any of the below listed Funding Methods.
Your funds will be available for investment within the day of confirmed arrival to Peerberry usually banking days.
After the funds are received and added to the account, you will receive an e-mail confirmation. Funding Methods.
Bank Transfer. Currency Fair. Mintos Tax. Email support mintos. Opening hours Workdays: Mintos Competitors. Who can invest? Mintos Statistics.
Is Mintos a Scam? Is Mintos Legit? Is It Safe? Other Platforms. In it switched from losing money to making money, and improved its balance sheet position too.
This led to a score increase from 28 to And there has been no new information or reports released by them or Mintos.
However we have downgraded their score due to the likely macro impact in Kazakhstan of dramatically lower oil prices, as well as reported currency controls, and currency depreciation.
This makes us very cautious about all LO's from Kazakhstan currently. Score down from 81 to A big score upgrade for ID Finance Spain for 2 reasons.
Score up from 39 to This was driven by currency exchange losses versus the Euro. This is why we monitor currency movements in our country risk ratings, as most Mintos lenders seem to under-hedge their FX risks.
Overall not a terrible result given the circumstances. Score down from 79 to Both of these LO's are very small, focused on Poland, and have never really made any meaningful profits.
Both look to be at high risk following the changes to the legislation in Poland. Dziesiatka is part of a larger lending group, but it does not have any group guarantees and we would not rely on them stepping in.
We cut the scores of all Polish lenders following the introduction of new laws in Poland that limits how much lenders can charge. We think Everest is going to be hit harder than most because its model is based on visiting their borrowers in their homes.
Even though the business has very strong capital levels and has been very profitable in the past, the next 12 months looks very challenging.
Score down from 69 to EstateGuru is an excellent site that offers loans secured on real estate. Currently mainly focused on the Baltic region of Europe but with plans to expand into other countries.
Viventor is a similar site to Mintos, just smaller. Some secured loans are available. We also provide Viventor lender ratings.
Bulkestate is a small but growing site focused on loans secured on real estate. It offers loans secured by real estate.
October is focused on lending to small businesses in France, Spain and Italy. Rates are often a little lower than the other sites we list here, but some investors will like October due to the countries it operates in.
All information published on ExploreP2P is subject to important disclaimers contained on our legal page here.
No liability is accepted for the accuracy or otherwise of any information, scores or views published, and any direct or indirect losses are expressly disclaimed.
Just got some questions after some research. But personally found this to be quite off the tracks.
Not even comparing with Mogo detailed FS. Is it something to be related to the fact that you ask additional information of every LO personally?
Otherwise, from publicly available FS, seems rather strange. Track record is even lower compared to Mogo — 12 vs 10, how has this been measured?
ESTO is very new LO being from and just in has reached its profit, while Mogo is from with steady profits throughout the years and experience in the field.
Good questions. Agrocredit only provides information once a year, which is why it does not have a good disclosure score. Your work has saved and made me money.
Is there a way to say thank you besides just writing it? Thanks MK. Thank you Oscar for your great work. I think downgrading Mogo is both courageous and very fair.
If like me one has Lendermarket and Moncera accounts, and one does not want Turkish, African or Bielorussian risk there are perhaps 3 or 4 acceptable LOs left in Mintos.
Where is Mintos going to find quality growth? Thank you. If you were to invest in only better countries and LOs but wanting of course to have also enough diversity, would e.
Hi Mike. But now is as good a time as ever to allocate funds across different sites, particularly ones that have real estate collateral like Estateguru, Bulkestate, Crowdestate.
Tax items on balance sheet are insignificant. Even looking at their audited accounts in Bulgarian, I see no funny business from taxes? We have amended the score and noted the error in the comments.
Thanks for flagging this. Creditstar is such s strange beast — Lendermarket had almost everything on time.
I managed to exit a month and a half. On Mintos it is now more than 6 months since I disabled all strategies with next to no profit and everything with delays and postpones.
P2p is a No for me in the current climate. In August rating changes you reported that Creditstar has published its results for 1H Where these can be found?
You have Creditstar at a relatively high rating. Do you take into account that the short-term loans in Spain and Poland behave very differently than the personal loans elsewhere?
Spain and Poland rank 5 in the new Mintos Risk Score, and all of their loans are late. Moreover, no new loans are available on the primary market on Mintos.
Yes Spain and Poland are higher risk countries at the moment, but overall results so far have been fairly good so far this year.
Looking forward to seeing the Q3 update. Here is Hipocredit audited financial reports from did by BDO, if you can update the Key financial information.
Hi Adam. I think we have already uploaded that data. Perhaps try clearing your cache and see if the latest numbers appear? Let us know. Hi Adam — understood, we thought you were referring to the figures not the audit flag.
Thanks, we have updated it. I have noticed that they have a new presentation on their LO page but no Q3 financials as yet.
They dont seem to have a large proportion of late payments or any pending payments, which indicates that they are making their repayments on a timely basis.
Does this mean that the FX is not a huge problem for them at the moment? Good question Thomas. The ownership of hard assets like vehicles is probably a very good hedge of their euro funding exposure.
It seems that Mintos finally uploaded the Wowwo audited accounts not sure why they werent available previously!? I know you werent happy with the audited accounts but the Wowwo Q3 financials look very healthy regardless of the pandemic and the change in exchange rates.
Looks like they are able to absorb quite large increases in exchange rates, which is a good sign for the future.
Hi Thomas. Where do you see Q3 financials? We can only see Q2. But yes, agree that reported performance so far this year is good, even with the Lira depreciation.
Does anyone have contact information at Dozarplati? Agree, they are doing great, and seem well managed.
The main risk is that they are operating in places like Moldova and Albania which are emerging markets. The persons in the group were wondering if this could affect Delfin Group, and if they should remove them from their anti-invest.
We have received back a comment from the Delfin CFO. Apparently the law being discussed would require borrowers to prove to officials that they have no income and no assets.
Does not sound that different to the insolvency procedures in many European countries. Worth monitoring but it seems that most borrowers in this position would have defaulted on their loans anyway, perhaps the recoveries on defaulted loans may fall slightly in some cases….
Pingback: P2P-Anlage. Your email address will not be published. Rick Lusitano. Mogo Kredite [ Gehe zu Seite: Darlehensanbahner Watu Credit [ Gehe zu Seite: Diversifikation [ Gehe zu Seite: 1 , 2 , 3 ].
Capital Service Polen - suspendiert [ Gehe zu Seite: Neue Zahlungsmethode Trustly [ Gehe zu Seite: Mintos führt weitere zusätzliche Verlängerungen ein [ Gehe zu Seite:No other P2P investment platform in Europe currently offers investors the level Kiel Paderborn potential diversification by loan type, originator and geography. Hi Adam — understood, we thought you were referring to the figures not the audit flag. They have burned through most of their equity, and lost money throughout This makes us very cautious about all LO's from Kazakhstan Ancient Jewels 2 Kostenlos Spielen. The Polish operations previously known as Kuki. Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives. Mintos ist ein Marktplatz für Peer-to-Peer-Darlehen. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Darlehen und verdienen. Das Mintos Handbuch: Erfolgreich in P2P-Kredite investieren: Ein Leitfaden für Privatanleger eBook: Wörner, Sebastian, Franzen, Sventja: jordan5retrofor2014.com Dafür eignet sich diese P2P Platform Mintos bestens! Obendrein ändert Mintos dann auch noch seine AGBs, aber sowas von zugunsten des Unternehmens und. Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives Einkommen. As a highly sophisticated P2P platform in Europe that connects investors with alternative lending companies, Mintos makes it possible to invest in 8 loan types across 31 countries and 12 currencies, with most loans being in Euros. No other peer-to-peer lending site offers loans from as many originators (65 at time of writing). Mintos makes P2P investing easy. Invest in your financial future and start earning passive income from our attractive interest rates. Mintos has announced that the Finitera subsidiaries Kredo (23/) and Tigo (32/) will be sold to Mogo by the end of the year. As Kristaps Mors notes in this recent post, there are common shareholders between Mogo and Finitera (and Mintos itself). This p2p lending platform provides loans generating an average of 11% ROI and proposes investments with a term from 1 day to more than 5 years.